All information herein has been prepared solely for informational purposes, and it is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument or to participate in any particular trading strategy. 

 Kusske Financial Management Inc is a Registered Investment Adviser.  Investment Adviser Representatives of Kusske Financial Management Inc may transact advisory business in a particular state only if first registered, excluded or exempted from Investment Adviser Representative requirements.  In addition, follow-up conversations or meetings with individuals in a particular state that involve either the effecting or attempting to effect transactions in the rendering of personalized investment advice for compensation, will not be made absent compliance with state Investment Adviser Representative registration requirements, or an applicable exemption or exclusion.  Securities licensed associates of Kusske Financial Management Inc, are Registered Representatives offering securities through NATIONAL PLANNING CORP. (NPC), NPC of America in FL & NY, Member FINRA/SIPC.   Kusske Financial Management Inc and NPC are separate and unrelated companies.